Total Loss Settlement
Get the correct, actual cash value of your vehicle.
Totaled Vehicle? Don’t Settle for a Lowball Insurance Offer
When your vehicle is declared a total loss, insurance companies often make settlement offers that fall beyond short of its true market value, leaving you at a financial disadvantage. Many assume they have no choice but to accept these lowball offers—but that’s where we step in. Our expert appraisers conduct thorough market analyses to determine the fair market value of your vehicle. With our support, you can challenge an unfair offer and negotiate a settlement that accurately reflects what your vehicle is truly worth. Don’t settle for less—let DVAC help you secure the compensation you deserve.
Get A Total Loss Appraisal
Your Personal Consultation will address:
- A comprehensive market review and actual cash value of the vehicle
- An objective determination of whether your vehicle qualifies for a Total Loss Settlement
- An explanation of the appraisal clause process and what is needed in order to proceed
- Quick turn-around to get your Total Loss Settlement Process started ASAP


Case Study: How DVAC Secured an Extra $9K for a Totaled Truck
Slip sliding away. A young woman was referred to DVAC by her auto body shop. An at fault insured driver hydroplaned on I-95, in a panic the other driver slammed the brakes halting to a stop from 70Mph. As a result the young lady swiped the other vehicle and then lost control, hitting a telephone pole. The 2021 Nissan Titan with only 8224 miles on the clock was totaled. The at fault insurance company offered an insulting $51,332.83 and wouldn’t

Case Study: How DVAC Secured an Extra $9K for a Totaled Truck
Slip sliding away. A young woman was referred to DVAC by her auto body shop. An at fault insured driver hydroplaned on I-95, in a panic the other driver slammed the brakes halting to a stop from 70Mph. As a
The Total Loss Appraisal Clause
Once you submit a third party appraisal and invoke the appraisal clause, the insurance company must hire their own third party appraiser to complete their own independent assessment of the vehicle’s actual cash value. The insurance company’s hired appraiser must reach out to your appraiser and the two third party appraisers negotiate and come to a mutual agreement for the vehicle’s actual cash value. If the two appraisers are unable to agree, an umpire is retained to make a ruling. This ruling then becomes binding. This process ensures you receive a fair and independent total loss settlement for the vehicle.

Real Reviews, Real Results
Total Loss Appraisal Report:
Wondering what’s in a DVAC appraisal? Take a look at this recent appraisal we completed for a client.
Frequently Asked Questions
When Should I File a Diminished Value Claim?
You should pursue a diminished value claim once your vehicle is fully repaired to pre-accident condition. Experts calculate diminished value based on the nature of the damage to your vehicle and overall evidence of repairs. A thorough review of the final bill from the bodyshop, a visual inspection of the vehicle after repairs, and a review of the Carfax are a few important factors in determining diminished value.
How Long Does The Process of Recovering My Settlement Take?
Recovering diminished value from the at-fault insurance company can take as little as a few days. However, some claims may take weeks—and in rare cases, months. The timeline depends entirely on the insurance company’s diminished value policy. One thing remains constant: DVAC will stay involved throughout your DOV claim, offering advice and support.
What is a Total Loss Report?
If your vehicle has been totaled in an accident, how do you determine a fair settlement? The insurance company has their figure, and you have yours. DVAC helps bridge that gap by guiding you to a realistic, mutually agreeable number backed by comprehensive market research. We compile a total loss report that includes all of our findings and your vehicle’s actual cash value.
What's Included In My Report?
We equip each diminished value appraisal report with a vAuto market analysis, NADA Archival Valuation, and a complimentary Carfax. vAuto captures 100% of all U.S. sales data for any vehicle. Using this powerful tool, we compile an extremely accurate pre-accident value and assess diminished value based on the nature of your vehicle’s repair records. We also include a detailed photo file and the final bill from the body shop. Once everything is compiled, we email you a comprehensive 20–30 page diminished value appraisal report.
Been In An Auto Accident?
If an accident has damaged your vehicle and you’re concerned about its true value, call DVAC Diminished Value Appraisal Claims at 877-879-0101 for a FREE consultation. If you’re ready to start the process, start your appraisal now! You can also check out our blog for more case-specific information.
Start The Appraisal Process Now
Find out if you’re eligible for compensation with a quick and easy assessment.
No obligation required.
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