Stated Value Appraisals
Protect your investment and peace of mind with an independent, certified Stated Value appraisal from an experienced professional.
Stated Value Appraisals You Can Trust
In some cases your bank or insurance company may require an independent appraisal to accurately assess your vehicle’s true market value. Our appraisal process considers key factors such as age, condition, features, and any upgrades or customizations to ensure a precise valuation. We provide our clients with a comprehensive, detailed report that clearly outlines all components, giving you a transparent and well-documented assessment of your vehicle’s worth.
Ensure Your Vehicle’s True Worth for Loan Approval
Your Personal Consultation will address:
- A comprehensive review of repair costs and estimates.
- An objective determination of whether your vehicle qualifies for diminished value or qualifies for a total loss settlement.
- An approximate range of compensation you may be paid for your loss.


Diminished Value: You Are Legally Entitled to it!
At fault insurance companies often make comical responses when it comes to Diminishment of Value (DOV) claims. I think my favorite is “you are a 3rd party so you can’t invoke the appraisal clause and compel us to settle your DOV claim”. This is after they have just paid for your damaged vehicle to be restored. Remember this one key point: insurance company adjusters are paid to protect the insurance company; not you. Unfortunately, many take at fault insurance company

Diminished Value: You Are Legally Entitled to it!
At fault insurance companies often make comical responses when it comes to Diminishment of Value (DOV) claims. I think my favorite is “you are a 3rd party so you can’t invoke the appraisal clause and compel us to settle your
Real Reviews, Real Results
Frequently Asked Questions
When Should I File a Diminished Value Claim?
You should pursue a diminished value claim once your vehicle is fully repaired to pre-accident condition. Experts calculate diminished value based on the nature of the damage to your vehicle and overall evidence of repairs. A thorough review of the final bill from the bodyshop, a visual inspection of the vehicle after repairs, and a review of the Carfax are a few important factors in determining diminished value.
How Long Can I Wait To File a Diminished Value Claim? In Years..

How Long Does The Process of Recovering My Settlement Take?
Recovering diminished value from the at-fault insurance company can take as little as a few days. However, some claims may take weeks—and in rare cases, months. The timeline depends entirely on the insurance company’s diminished value policy. One thing remains constant: DVAC will stay involved throughout your DOV claim, offering advice and support.
What is a Total Loss Report?
If your vehicle has been totaled in an accident, how do you determine a fair settlement? The insurance company has their figure, and you have yours. DVAC helps bridge that gap by guiding you to a realistic, mutually agreeable number backed by comprehensive market research. We compile a total loss report that includes all of our findings and your vehicle’s actual cash value.
What's Included In My Report?
We equip each diminished value appraisal report with a vAuto market analysis, NADA Archival Valuation, and a complimentary Carfax. vAuto captures 100% of all U.S. sales data for any vehicle. Using this powerful tool, we compile an extremely accurate pre-accident value and assess diminished value based on the nature of your vehicle’s repair records. We also include a detailed photo file and the final bill from the body shop. Once everything is compiled, we email you a comprehensive 20–30 page diminished value appraisal report.
Do I need an appraisal if I plan to donate my vehicle?
The IRS requires a professional appraisal for any vehicle worth more than $5,000 if you want to claim a tax write-off. While vehicles under $5,000 don’t need an appraisal, we still recommend getting one to help avoid a potential audit.
Do I need an appraisal for my custom or collector car?
Insurance companies rely on appraisals to determine the fair market value of your collectible vehicle. A certified appraisal from a licensed appraiser strengthens your claim and helps ensure the insurer pays you the full compensation you deserve in the event of a collision.
Do I need an appraisal to purchase a vehicle?
The requirements can vary depending on your lender. Some institutions may ask for an independent appraisal to verify the true market value of the vehicle you plan to purchase.
What about “Certified Used Vehicles”?
Many dealerships now offer “Certified Used Vehicles” on their lots, but each one sets its own policies and standards for certification. In many cases, dealers look closely for even minor damage history to disqualify your trade-in from meeting their “certified” criteria. As a result, they may offer you less than if your vehicle had a clean title. DVAC can help you recover that lost value through a diminished value claim.
Been In An Auto Accident?
If an accident has damaged your vehicle and you’re concerned about its true value, call DVAC Diminished Value Appraisal Claims at 877-879-0101 for a FREE consultation. If you’re ready to start the process, start your appraisal now! You can also check out our blog for more case-specific information.
Start The Appraisal Process Now
Find out if you’re eligible for compensation with a quick and easy assessment.
No obligation required.
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