Trust DVAC to 

Recover the True Value of Your Vehicle.

Diminished Value Appraisals in

Rhode Island

Filing A Diminished 

Value Claim In

Rhode Island

Statute of Limitations to File:

10 Years

File First Party Claim:

Excluded

File Third Party Claim:

Yes

Diminished Value Through Uninsured Motorist Coverage:

Yes, but some policies will exclude in writing (check your declarations to be sure)

Small Claims Max Filling:

$2,500 – Attorney representation is allowed. Appeals by defendant only.

Valid

Rhode Island

Case Law

Diminished value is recoverable in third-party cases and through your own uninsured motorist coverage. Minimum liability coverage is required and the statute of limitations to file a claim is 10 years from the date of the accident. § 27-9.1-4(25).

DeSpirito v. Bristol Co. Water Co., 102 R.I. 50, 53 (R.I. 1967) (“The general rule is, of course, as defendant suggests, and in proving his damages for an injury to or loss of items of personal property a party usually is restricted to testimony which evidences the difference between the before and after fair market values. Jackson v. Choquette Co., 78 R.I. 164.”)

Results In

Rhode Island

EARL SCOTT
20:51 19 Feb 25
Great to work with
Scuba Jim
12:51 19 Feb 25
DVAC is an outstanding business! They guided me through every step of the process. When the insurance company initially denied my diminished value claim, I took the case to small claims court—and both Richards were there to support me online during the hearing! I successfully recovered the full amount of my claim. Communication with Emily and Richard was excellent throughout. Using DVAC is a must—thank you for everything!
Raymund
15:32 18 Feb 25
I just spoke to this guy, thank you and I appreciate your time and honesty!
Taylor Osborn
17:53 12 Feb 25
This business helped us tremendously!! Progressive was really trying to tell us they would only give 1k on 10k worth of damage. DVAC was able to help us by sending the report & progressive called & said they’d have the check sent out in two days. Don’t play w these insurance company’s, know what you’re entitled to & pay the bit that it costs to get that report from the experts !!
Tarra Moxley
00:13 03 Feb 25
Richard and Emily provided me a valuable service while I was trying to hold my insurance company accountable for a fair total loss settlement. I am so grateful for them and highly recommend.
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Navigating the Aftermath: What to Do When You’re in a Vehicle Accident

Experiencing a vehicle accident is a distressing event that can leave lasting effects. It’s crucial to handle the aftermath with composure and a clear plan of action to safeguard yourself and others involved. Whether it’s a minor bump or a major collision, understanding the steps to take can significantly impact your recovery process. In addition […]

Read More

OUR PROVEN PROCESS

How It Works

We provide an accurate diminished value assessment backed by trusted sources and insurance-approved methods. Our in-depth report includes real market data, ensuring a strong case for your claim. With expert guidance, we support you through negotiations until you secure the compensation you deserve.

1

Start Your Appraisal

Start the process with a FREE consultation when you call us at (877) 879-0101 or fill out our Appraisal Form and we will contact you within minutes!

2

Intake & Delivery

We analyze data to determine your vehicle’s true diminished value and deliver a quick, accurate appraisal that insurance companies can’t ignore.

3

End-to-End Support

We don’t stop at a report. We advise and support you through negotiations every step of the way until you receive your rightful compensation.

Start Your Appraisal

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      What is Diminished Value?

      Even after repairs, your car may lose resale value due to its accident history—known as diminished value. Many buyers avoid damaged vehicles or expect a discount, but you have the right to file a diminished value claim. Some insurance companies won’t inform you of your right to an independent appraisal and often minimize payouts. With accurate data and a strong claim, DVAC ensures you get the compensation you deserve.

      Call DVAC at 877-879-0101 for a FREE consultation or Start your Appraisal now!